Chapter 13 bankruptcy
Chapter 13 bankruptcy operates as a legitimate "debt repayment" program. Often, only a portion of the debt must be repaid. The payment amount is generally based upon what a person can actually afford.
Chapter 7 bankruptcy
Filing Chapter 7 bankruptcy can be a simple and straightforward process to relieve you of your debt while allowing you to keep your assets. It does not ruin your credit, but it does stop lawsuits and garnishments in their tracks.
At The Law Offices of Christie Cronenweth, we can help to settle your debts, often for much less than you owe.